Generator Financing via Synchrony Bank & Service Finance Company

Spread the Cost of Backup Power Over Time

A whole-home standby generator is a significant investment—typically $12,000 to $25,000 for a complete residential installation in the Houston area, depending on the generator size, fuel type, electrical work, permitting, and property requirements. The good news is that many ARK Generators customers choose to finance their system instead of paying the full cost up front.

ARK offers financing options through Service Finance Company and Synchrony Bank, giving qualified homeowners greater flexibility when selecting a generator and payment plan. Service Finance Company is ARK's primary financing option for Kohler generator installations, while Synchrony Bank is available for Generac projects and as a secondary option for Kohler customers.

Generator Financing Through ARK

ARK works with established home-improvement financing providers to help qualified homeowners move forward with a properly sized standby generator without delaying installation or compromising on the equipment their property needs.

Depending on the selected lender, current promotions, and credit approval, available financing options may include:

• Promotional deferred-interest plans—Avoid interest during a promotional period when the balance is paid in full according to the lender's terms
• Reduced APR plans—Lower-than-standard interest rates for qualifying generator projects
• Fixed-payment plans—Predictable monthly payments spread across an established repayment period
• Extended-term financing—Longer repayment periods that may reduce the required monthly payment
• No-money-down options—Qualified buyers may be able to begin their project without a large initial payment

Rates, terms, promotional programs, and lender availability may change. During your free in-home consultation, our team can explain the currently available options and help you compare them based on your generator project and monthly budget.

What You Get From Financing Through ARK

A Straightforward Application Process

Apply online, during your consultation, or with assistance from our office. You can review the available financing programs without navigating stacks of paperwork or complicated application steps.

Fast Credit Decisions

Many applicants receive a financing decision quickly, allowing you to understand your available budget and payment options before authorizing the installation.

Monthly Payments Tailored to Your Budget

Qualified homeowners can compare the programs currently available through Service Finance Company and Synchrony Bank. Financing can make it easier to install a properly sized standby generator while spreading the project cost over time.

Financing for a Complete Installation

Eligible financing may cover more than the generator itself. Depending on lender approval and project eligibility, financing may include the generator, transfer switch, electrical work, fuel connection, permitting, installation, startup, and related project expenses.

Flexible Repayment Options

Depending on the program selected, qualified homeowners may have access to promotional financing, reduced interest rates, fixed monthly payments, or extended repayment terms. Review the individual lender agreement carefully for prepayment terms, deferred-interest requirements, fees, and other conditions.

How Financing Fits Into Your Installation

Financing does not need to slow down your installation. Once your application is approved and the financing documents are completed, ARK proceeds with the normal scheduling, permitting, equipment ordering, and installation process.

Contact our office for current installation timeframes, or review our residential generator installation process to learn what happens after financing is approved.

Generac Financing Through Synchrony Bank

ARK Generators offers Generac financing through Synchrony Bank for Houston-area homeowners who need dependable backup power without paying the entire project cost up front.

Depending on current promotions and credit approval, qualified applicants may have access to no-money-down plans, reduced interest rates, fixed monthly payments, deferred-interest promotions, or extended repayment terms.

Our team will explain the current Generac financing programs during your in-home consultation and help you select a generator based on your home's actual electrical needs.

Do not compromise on generator size simply to lower the initial price. An undersized generator may operate under excessive strain and fail to support the circuits your family depends on. Visit our generator sizing page to learn how we determine the appropriate unit for your home.

Apply for Generac Financing

Primary Kohler Financing Through Service Finance Company

Service Finance Company is ARK's primary financing option for Kohler generator installations. Service Finance is aligned with Kohler dealers and provides qualified homeowners with financing options designed for home-improvement and standby power projects.

Depending on credit approval and available programs, customers may have access to fixed monthly payments, competitive interest rates, promotional financing, extended repayment terms, and no-money-down options.

Eligible financing may cover the complete Kohler installation, including the generator, transfer switch, electrical work, fuel connection, permitting, installation, and startup.

Financing should help you purchase the system your property actually needs. ARK's recommendations are based on your electrical load, essential circuits, fuel supply, property layout, and backup-power priorities—not simply the lowest equipment price.

Apply Through Service Finance Company

Secondary Kohler Financing Through Synchrony Bank

Synchrony Bank is also available as a secondary financing option for Kohler generator projects. This gives qualified homeowners another lender to consider when comparing monthly payments, promotional periods, interest rates, and repayment terms.

Depending on current availability, Synchrony financing may include deferred-interest promotions, reduced-rate plans, fixed monthly payments, extended terms, or no-money-down options.

During your consultation, ARK can explain the active Service Finance and Synchrony programs so you can determine which option is the better fit for your Kohler installation.

Apply Through Synchrony

Ready to Apply?

Call (936) 441-4ARK or request a free in-home consultation. We will walk you through generator options, load calculations, installation requirements, and the currently available financing programs.

You can also learn more about our warranty programs and explore our Generac and Kohler product lineups before your appointment.

Financing is subject to credit approval and the terms established by the selected lender. Rates, promotions, repayment terms, and program availability may change. Deferred-interest programs may require the promotional balance to be paid in full within the applicable period to avoid interest charges. ARK Generators does not originate credit and is not responsible for lender approval decisions.